How to build good credit

Hoping to improve your credit or curious about how to keep a good credit score once you’ve attained one? Here are some tips for how to build, maintain, and improve your credit.

Building and Maintaining Good Credit

There is no secret recipe for how to maintain good credit, but here’s a list of things you can do that may help you achieve your credit goals.

• Pay loans on time
• Refrain from using a large percentage of your total credit limit
• Start early to build a long credit history
• Only apply for necessary credit
• Fix suspected errors in your credit reports
• Pay off any accounts in collections

Having good credit is essential if you want to make major purchases that require a loan or you want to open a new line of credit. Maintaining good credit can seem daunting at first, but OmniWatch has features that can help. If you haven’t already, authenticate your identity and activate your credit monitoring features in your OmniWatch account today.

OmniWatch credit features include:

1. Credit report lock capabilities for your TransUnion® credit report
2. Credit report monitoring
3. Access to tri-bureau credit reports and monitoring

OmniWatch also offers additional credit resources through the help center.

Register for OmniWatch Today

Not a member yet? Click here to register for OmniWatch credit monitoring services.

Have more questions?

Call our customer support team at 877-892-8249 or email us at [email protected].

What Cyber Security Professionals are Saying

Chester Wisniewski

Principal Research Scientist at Sophos

“Looking forward into 2023 has me very concerned with what developments we see with the malicious use of machine learning technologies”

Matt Kapko

Cybersecurity Reporter

"Threat actors don’t just follow the news — they react to it and identify new ways to target potential victims during moments of heightened sensitivity."

Chester Wisniewski

Principal Research Scientist at Sophos

"ChatGPT3 could easily be weaponized to help criminals write more convincing phishing and business email compromise scams."