Modern identity protection against today’s digital risks
OmniWatch identity theft protection helps protect your personal information and provides you with peace of mind. Our services monitor your data, alert you to suspicious activity, and help you respond quickly to potential threats.
What is identity theft protection?
Identity theft protection (ITP) keeps watch for any suspicious use of your personal information—like your name, Social Security number, email, login details, address, photos, license plate, or even your vehicle’s VIN. If someone tries to use these details without your permission, ITP helps you spot it early.
Why identity theft protection is critical today
Identity theft is one part of the broader landscape of digital fraud and cybercrime—and often the most damaging to victims. In fact, when asked to compare the fear of identity theft versus home burglary and carjacking, 66% said they were more worried about identity theft.1
Identity theft can have lasting effects—from credit denials and higher interest rates to contaminated records and weeks of remediation and paperwork. OmniWatch offers identity monitoring and expert-assisted resolution to help you act quickly, contain the damage, and get back to normal.
How OmniWatch helps prevent identity theft
OmniWatch makes staying protected simple. We monitor your credit file for unusual activity^, scan high-risk sources (including the dark web) for signs of data exposure, and alert you if a cybersecurity breach could put your identity at risk—so you can respond quickly and stay ahead of threats.
If you ever experience fraud or ID theft, our U.S.-based specialists are here 24/7 to walk you through every step of resolving the problem.
What you need to prevent identity theft
OmniWatch provides ID protection across areas where your personal information could be at risk.
Ongoing monitoring and credit alerts
Keep an eye on new accounts, hard inquiries, and major changes to your credit file all in one place.^ Get instant credit alerts to suspicious activity and respond quickly with a one-click credit freeze to stay in control.
Dark web and data breach monitoring
We scan the dark web for signs that your sensitive data—like your Social Security number or login credentials—has been exposed. If we find anything, you’ll get a prompt alert so you can secure your accounts and cut off potential threats before they cause harm.◊
Privacy and scam protection
All OmniWatch ID protection plans include a built-in VPN to help keep your online activity private and secure—anytime, anywhere. With Elite, the VPN launches automatically whenever you connect to public Wi-Fi for extra peace of mind.
Our AI-powered scam protection looks out for phishing and social engineering attempts, alerting you before scams can do harm.
We also monitor your digital footprint: if your personal information shows up in new places online, you’ll be notified right away so you can take action to protect your privacy.
Family identity protection
With our Family Plan, your identity theft insurance extends to every member of your household. Coverage doubles too — up to $4 million for identity theft losses, with added protection of up to $50,000 for scams and $50,000 for ransomware incidents.†
You can also add a second adult user to your plan, making it easy to help protect your spouse, college student, or aging parent from elder fraud, whether they live under your roof or halfway across the country.
Our specialists are also here to help you safeguard your children’s identities by helping you place a child credit lock for extra peace of mind. (Please note: monitoring children’s credit files may be limited by the bureaus.)
And, if any family member experiences identity issues, our U.S.-based restoration experts are ready to help 24/7.
Ongoing monitoring and credit alerts
Keep an eye on new accounts, hard inquiries, and major changes to your credit file all in one place.^ Get instant credit alerts to suspicious activity and respond quickly with a one-click credit freeze to stay in control.
Dark web and data breach monitoring
We scan the dark web for signs that your sensitive data—like your Social Security number or login credentials—has been exposed. If we find anything, you’ll get a prompt alert so you can secure your accounts and cut off potential threats before they cause harm.◊
Privacy and scam protection
All OmniWatch ID protection plans include a built-in VPN to help keep your online activity private and secure—anytime, anywhere. With Elite, the VPN launches automatically whenever you connect to public Wi-Fi for extra peace of mind.
Our AI-powered scam protection looks out for phishing and social engineering attempts, alerting you before scams can do harm.
We also monitor your digital footprint: if your personal information shows up in new places online, you’ll be notified right away so you can take action to protect your privacy.
Family identity protection
With our Family Plan, your identity theft insurance extends to every member of your household. Coverage doubles too — up to $4 million for identity theft losses, with added protection of up to $50,000 for scams and $50,000 for ransomware incidents.†
You can also add a second adult user to your plan, making it easy to help protect your spouse, college student, or aging parent from elder fraud, whether they live under your roof or halfway across the country.
Our specialists are also here to help you safeguard your children’s identities by helping you place a child credit lock for extra peace of mind. (Please note: monitoring children’s credit files may be limited by the bureaus.)
And, if any family member experiences identity issues, our U.S.-based restoration experts are ready to help 24/7.
Serious protection, real relief: up to $2 Million in ID theft insurance
While most competitors, like LifeLock and Aura, only insure against a narrow slice of reported losses, OmniWatch covers more than 98% of the fraud types tracked by the FTC—far more than any other provider.2
That means your financial protection goes well beyond basic ID theft insurance, extending to investment scams, business email compromise, tech support fraud, romance scams, ransomware, and much more.
Whatever the scheme, and whatever expenses come with unwinding the fallout—lost wages, legal fees, document replacement, even travel—we’ve got your back, with up to $2 million in insurance.* Because real-world threats take many forms, your coverage should too.
Trusted identity restoration agents, here for you 24/7
If your identity is misused, our U.S.-based restoration specialists step in. A dedicated person works with you one-to-one to document what happened, organize paperwork, and coordinate disputes—start to finish—so you do not carry the burden alone.
Dedicated help
Agents identifying issues and gathering required documentation.
A partner in filing disputes
They file with you and follow up with bureaus and creditors until cases are resolved.
Step-by-step support
Our support guides locks and guided freezes³, creditor outreach, and next steps—until restoration is complete.
How OmniWatch keeps you protected
Activate monitoring
Verify your Social Security number with TransUnion then turn on credit and dark web monitoring to know OmniWatch is helping keep your data safe around the clock.
Get real-time alerts
Get actionable credit alerts alerts when we detect risky changes with clear next steps.^
Lock down quickly
Respond to unauthorized account activity with a one-click credit lock to minimize financial fall-out and stop cybercriminals from using your personal information.
Recover with experts
Recover with experts who manage disputes and restoration with you.
Insurance support
Your plan is backed by identity theft insurance* to help cover losses resulting from fraud.1.
Identity theft protection built for every stage of life
Families and parents
Catch child identity theft early and avoid years of hidden credit damage. On the Family Plan, our specialists can help place child credit locks and guided freezes; monitoring a minor’s credit file may be limited by the bureaus.
Seniors and caregivers
Reduce the burden of disputes and paperwork with 24/7 U.S.-based recovery support. Add a spouse or parent to your Family Plan, and enjoy additional safety features such as VPN protection and AI-powered scam detection for enhanced peace of mind.
Students, young adults, and entrepreneurs
Whether you're a student or small business owner, build credit with confidence while watching for errors and fraud that can jeopardize your financial future.
Frequently asked questions
OmniWatch ID protection works by monitoring your credit report and exposure to data breaches to help prevent and detect fraud. Our credit alerts quickly notify you to new information in your credit file, allowing you to respond to any unrecognized activity with a one-click freeze.
Yes. Early detection and expert recovery help stop small issues from becoming months of disputes and credit damage. And if identity theft does happen, OmniWatch includes up to $2,000,000 in identity theft insurance* to help cover eligible costs—so you have protection when you need it and peace of mind when you do not.
Eligible stolen funds, lost wages, legal fees, and other recovery expenses—up to $2,000,000. Coverage is subject to policy terms and availability.*
OmniWatch includes up to $2,000,000 per user for eligible losses and expenses on our Basic identity theft plan.* For even more protection against today’s evolving cyber threats, consider our Elite plan, which includes an additional $25,000 in coverage for scam insurance and $25,000 in ransomware coverage, plus an additional $2,000,000 in identity insurance for another authorized user on your plan. The OmniWatch Family Plan ensures everyone is protected by extending insurance coverage to all household members.
Coverage limits vary by provider and plan; there is no single industry standard. Some memberships cap insurance at lower levels, while others offer higher limits on select tiers. OmniWatch includes up to $2,000,000 on every plan, subject to policy terms and availability.*
Monitoring, credit locks and freezes, and recovery support help reduce risk and impact.
OmniWatch focuses on monitoring credit report events—new accounts, inquiries, and key changes—across the three bureaus and alerting you when something needs attention. Score access may be available in your dashboard; monitoring itself does not affect your score.
We alert you to the kinds of changes that often indicate fraud—such as unfamiliar inquiries or accounts—so you can act quickly.
- OmniWatch Identity Theft Survey (2025) methodology: All figures, unless otherwise stated, are from YouGov Plc. Total sample size was 1172 adults. Fieldwork was undertaken between 3rd - 4th September 2025. The survey was carried out online. The figures have been weighted and are representative of all US adults (aged 18+).
- Industry leading coverage refers to insurance coverage for our basic plan vs. comparable plans among top competitors.
- FBI 2024 IC3 Annual Report